Financing
- Done Right, Or We Make It Right
- No Pressure, Just Honest Options
- Craftsmanship That Lasts
Wells Fargo Financing
Buy today and pay over time with the Wells Fargo Home Projects® credit card, which is issued with approved credit by Wells Fargo Bank, N.A. an Equal Housing Lender.
With approved credit from Wells Fargo, you’ll enjoy:
- Convenient monthly payments
- Flexible financing options
- Easy online account management
Plus, by taking advantage of financing, you won’t use up your existing funding sources, like a home equity line of credit, other credit card or bank account. They’ll still be available when you need them.
Please contact us to find out which financing options are available to you, or to learn about special financing promotions. Click the image to apply online.
Flexible HVAC Financing Made Simple
At Aced It! Cooling & Heating, we believe comfort shouldn’t be delayed by financial stress. When your HVAC system needs attention, you deserve a straightforward way to handle it without draining your savings.
That’s why we offer clear, flexible financing options through Foundation Finance Company. Whether you’re replacing an aging system, making major repairs, or investing in air quality upgrades, our financing plans help you stay comfortable while maintaining control over your budget.
Why Choose Financing?
HVAC replacements and major repairs are important investments in your home’s comfort, safety, and efficiency. Financing allows you to:
- Keep your cash on hand for other needs
- Spread payments over time for better budget control
- Upgrade to a more efficient system without upfront stress
- Address issues now instead of letting them worsen
- Maintain your family’s comfort in every season
We believe in giving you options without pressure, so you can choose what fits your needs best.
Financing Benefits You Can Count On
When you finance your HVAC project with Aced It!, you will benefit from:
Simple, quick, and straightforward with fast turnaround times.
Manageable payments that fit comfortably within your budget.
Competitive rates that help you keep costs under control.
Choose payment plans with terms up to 20 years to meet your financial goals.
Payment structures designed around your needs, not ours.
Financing Options Designed for You
We partner with Foundation Finance Company to bring you:
- No hard credit checks during the application process
- Approvals for credit scores down to 550
- 0% interest options on qualifying plans
- Terms available up to 20 years for lower monthly payments
- A quick, stress-free approval process to help you move forward
Whether you have excellent credit or are working to rebuild it, we offer a path to keep your home comfortable without financial barriers.
How It Works
When you finance your HVAC project with Aced It!, you will benefit from:
Complete your financing application online or in person. Our team can guide you through it in just a few minutes.
Most applicants receive a decision within the same day, helping you move forward without delays.
Review your approved options with our team to select the payment terms and structure that best fit your needs.
We complete your HVAC repair or installation promptly, using our proven processes and clean craftsmanship.
Enjoy the comfort of your home while making affordable, predictable payments on your schedule.
Why We Offer Financing at Aced It!
As a veteran-owned, technician-led company, we’re committed to serving families with honesty, discipline, and long-lasting solutions. We don’t believe in band-aid fixes or pushing sales for the sake of it.
We offer financing because it gives you the ability to:
- Address necessary repairs immediately
- Upgrade to a safer, more efficient system
- Avoid the burden of large lump-sum payments
- Make the best long-term investment in your home’s comfort
It’s another way we live out our commitment to clear, upfront service that puts you first.
Common Questions About Financing
Will applying hurt my credit?
No. We use a soft credit check that does not impact your credit score during the application process.
What credit score do I need to qualify?
Foundation Finance approves applications with credit scores as low as 550, providing accessible options for many homeowners.
How quickly will I get a decision?
Most approvals are provided within the same day, so you can move forward without delays.
Can I pay off my financing early?
Yes. Most plans allow early payoff without penalties, giving you full control.
If you have other questions, our team is here to help walk you through every step.
Ready to Get Started?
Your comfort shouldn’t wait. Financing can make it easier to get the HVAC system or service your home needs now while protecting your budget.
Contact us to learn more about your financing options, or begin your easy application today with Aced It! Cooling & Heating.
Let’s Keep Your Home Comfortable, Together
At Aced It!, we’re committed to treating your home like our own. From the moment you call to the final walk-through, you’ll experience clear communication, transparent pricing, and solutions built to last. We’re here to ensure your family stays comfortable year-round while giving you the financial flexibility you need.